Health & Safety – Severn Valley Business Group
 

Tag: Health & Safety

Accidents & Ill Health; It pays to know the facts

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Each year employee accidents and ill-health cost British employers an estimated £3.9 billion to £7.8 billion, of which £910 million to £3,710 million comes from accidental damage to property and equipment.

It’s often assumed that insurance will cover any financial losses. But policies generally fall short when it comes to costs involved in the general day to day running of a business. The shortfall can be startling:
• Uninsured losses are ten times the cost of insurance premiums paid. (Source: HSE)
• Uninsured losses from accidents in smaller firms add up to £315 per employee, per year. (Source: Norwich Union Risk Services)

Other cost implications that are often overlooked include:
• Dealing with the incident – Immediate action means downtime for the injured person and anyone assisting. Time spent administering first aid treatment, a hospital referral or home rest, all result in downtime. Making the area safe and making machinery serviceable are more costs for which the business is accountable.
• Investigation of the incident – Time spent reporting the incident, holding meetings to discuss it and investigating it internally are the first step. Then time spent with an HSE, or Local Authority inspector and external consultants’ fees to assist with the investigation can rapidly accumulate into hidden costs.
• Getting back to business – Rescheduling work, recovering production, repairing damage and cleaning the site are inconveniences which slow production and reduce efficiency. Hiring replacement tools, people and equipment might also be required.
• Business costs – Absentee costs are deceptive. Besides the salary of the injured worker, a combination of replacement staff salaries, lost time, reduced productivity and quality add to escalating costs. Training new or temporary staff, overtime and contract.
• Increased insurance costs – higher premiums following an incident, cost associated with conditions being applied in order to gain cover.

It pays to fulfill your legal obligations with regard to Health & Safety, this way you reduce the chances of having a claim refused and all the additional costs listed above, which will probably include the cost of fulfilling those obligations in the first place. So why pay twice?

For assistance contact us at www.anchorhands.co.uk

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Assessment

Good health and safety at work is important not only in human terms, to help reduce workers’ pain and suffering. It is also a way of ensuring that enterprises are successful and sustainable, and that economies thrive in the long term.
For most enterprises, simple cost benefit analysis will not be necessary or appropriate in this area. Businesses have moral Occupational Health & Safety obligations, as well as legal and financial ones. It is impossible to quantify costs such as suffering in monetary terms.
Nevertheless, there are quantifiable costs and benefits involved in OSH, which businesses should be aware of.

Getting Health & Safety Right!
For enterprises, good Health & Safety helps to:
• enhance ‘brand image’ and ‘brand value’ as a socially responsible business (which may affect investors’ decisions)
• reduce absences and increase the productivity of workers
• increase motivation and the commitment of employees to the business
• reduce business costs, such as insurance premiums, and business disruption
• enable enterprises to meet and exceed customer expectations.

Getting Health & Safety Wrong!

If businesses get Health & Safety wrong, the costs of accidents and ill-health can be substantial.
For the individual, there are the costs of care, loss of earnings etc.
For businesses, disruption, claims for damages, loss of goodwill and loss of confidence in management can sometimes lead to total collapse. For small companies particularly, occupational accidents can have a major financial impact.

So Why Invest in Health & Safety?

Research shows that investing in Health & Safety leads to better company performance.
A good working environment is good business.

All workers have a right to work in places where risks to their health and safety are properly controlled.

Health and safety is about stopping them getting hurt at work or ill through work.

What employers must do for employees

Decide what could harm them in their job and the precautions to stop it. This is part of risk assessment.

In a way they can understand, explain how risks will be controlled and tell them who is responsible for this.

Consult and work with them and their health and safety representatives in protecting everyone from harm in the workplace.

Free of charge, give them the health and safety training they need to do their job.

Free of charge, provide them with any equipment and protective clothing they need, and ensure it is properly looked after.

Provide toilets, washing facilities and drinking water.

Provide adequate first-aid facilities.

Report injuries, diseases and dangerous incidents at work to the HSE

Have insurance that covers them in case they get hurt at work or ill through work.

Display a hard copy or electronic copy of the current insurance certificate where they can easily read it.

Work with any other employers or contractors sharing the workplace or providing employees (such as agency workers), so that everyone’s health and safety is protected.

What employees must do

Follow the training they have received when using any work items the employer has given them.

Take reasonable care of their own and other people’s health and safety.

Co-operate with their employer on health and safety.

Tell someone (their employer, supervisor, or health and safety representative) if they think the work or inadequate precautions are putting anyone’s health and safety at serious risk.
If you would like to discuss how to improve the health and safety of your business then please feel free to contact us via our website www.anchorhands.co.uk

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Why test electrical appliances?

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This is a question that we get asked a lot of times and there are several parts to the answer, so let’s look at this stage by stage.

Firstly there’s the humanitarian issue, do we want to put our staff, ourselves or the public in danger? Off course we don’t, but that’s exactly what we are doing if we do not maintain all equipment in a safe manner. According to some HSE statistics 1% of all industrial accidents are as a result of electrocution from faulty or badly maintained electrical equipment, however this 1% of accidents represents 6% of total fatalities.

Secondly there’s a business continuity issue, whilst all equipment will be out of service for a very short moment (during testing) this is minute compared to the same piece of kit electrocuting someone. At this point your production will be stopped whilst HSE and police investigate the circumstances, your man power will have been reduced (the member of staff being off sick or even killed) the piece of kit will probably need to be repaired or replaced, all this is costing the company time.

Thirdly we have an intellectual issue, having had an incident it’s almost certain that you will have a negative effect on morale within your work force, as they will feel that they are not valued enough to look after. In addition to this your professional image to your existing and potential customers will also be affected, how many of them want to be associated with a company that is careless or just doesn’t care?

Next we have the cost to the company, yes there is a cost involved in having the equipment tested and with this you get what you pay for. To test an electrical appliance properly in accordance with IET code of practice, 4th edition takes between 4 and 6 minutes (so if anyone tells you he can test more 120 in a day, then beware) If you take the cost of the testing and put it against the items we have already covered then the alternative costs involved would be; court costs in being sued for negligence or even prosecuted for corporate manslaughter, loss of production, sick pay, reduced production from remaining staff, replacement or repair of the piece of kit, HSE costs, loss of revenue and you will still need to pay for your appliances to be tested.

If by now you’re getting really depressed about this, then buckle up because there’s more. According to fire brigade statistics 26% of fires, on commercial premises, are caused by faulty electrical equipment, this means there is a potential for one in four businesses to be the victim of fire as a result. The consequences of a fire on your premises are potentially far more serious than previously explained; more injuries, more fatalities, greater loss of continuity, removal from the market place (whether this is temporary or permanent), greater costs or even total loss of your business.

“This may all be inconvenient, but our insurance will pay to get us back on our feet” check your small print, because you may find that by not carrying out your best endeavors to prevent these incidents, that you have invalidated your insurance, there may also be a clause that states you must comply with all of your legal duties.

Which brings us to the last point, “why do I need to test my electrical equipment” because it’s your legal duty, under various health and safety legislation, it is your responsibility to maintain all equipment in a safe manner and the best way to do this is employ a regime of regular inspections and testing.

We hope that we have been able to answer the question and demonstrate that having your appliances tested is not a cost, but an investment in your company’s future prosperity. Should you have further questions about this subject or any other health and safety issues, then please do not hesitate to contact us at info@anchorhands.co.uk

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Get your H&S in order

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As a new calendar year approaches, it’s time to get your Health & Safety in order. All businesses, companies and organisations will benefit from having a simple yet robust system in place to assess, control and monitor their health and safety issues. If you employ 5 or more people (employ does not necessarily mean pay, volunteers count as employed) then you are legally bound to produce a written health and safety policy, with the necessary procedures in place to make it happen, that said there is no reason why you shouldn’t have the same even if you employ less than 5 people.

If you own or operate premises then you must carry out a fire risk assessment of those premises, again if you employ 5 or more people then this assessment must be formally written. A fire risk assessment will drive out any necessary actions to make the premises in which you work, safe from fire. This will include housekeeping, training and maintenance items such as servicing of extinguishers and testing of electrical appliances.

In both cases above, it is essential that once produced these documents are reviewed whenever there are any changes, which affect either the building or your work practices, or at least annually.

It may be that you already have procedures in place that might benefit from being given a review by a third party, or you might like to have an independent eye check that your systems are being operated correctly, either way now is the time to make sure that your health and safety is given the attention it needs to ensure that everyone you are responsible for, is kept safe.

For more information or advice please contact us via www.anchorhands.co.uk

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Health & Safety Management Systems – Why Bother?

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When someone uses the phrase “management system” it conjures up an image of an office full of clerks, busy filling in endless reams of paper, without anyone actually knowing what the end result is. This does not need to be the way, especially when it comes to health and safety, the object of the exercise is to have a system that works for your needs, one that not only gives you results but also achieves its objectives of keeping you and everyone else safe. 

A health and safety management system can be as simple as a one page set of tick boxes, to make sure you haven’t forgotten something important, right up to an OHSAS 18001 system which not only controls everything you do with health and safety, but can be audited to an international standard as well as demonstrating that you are working to best practice. The important thing is that the system should do what you want or need it to do, it should not create procedures for the sake of it and should be clear in its results and observations.  

Given that a health and safety management system can be simple, certainly shouldn’t be excessive and will produce clear results, what will we gain from having one and how much is it going to cost? There are some very simple answers to these questions:

 What will we gain? 

A safer working environment, Less absenteeism, Increased production, Happier workforce,  Customer recognition, Peer recognition, Mitigation against legal costs, Defence against legislation breeches, Lower insurance costs &  Access to additional work opportunities.  

How much will it cost? 

Debit:  

Producing the system, Necessary capital expenditure (guarding etc), Training costs of personnel,  Monitoring & auditing

  Credit: 

Less absenteeism, Increased production, Lower legal costs, Lower insurance costs, Mitigation against fines and claims, Maintenance of company reputation, Increased tendering opportunity

 

Taking all of the above, together with many more benefits, it can be seen that the reasons we bother are simple, a well produced health and safety management system will help you keep all around you safe thus avoiding absenteeism, lost production and legal claims against you, it will help you comply with current legislation avoiding legal costs, it will demonstrate to customers and your peers, that you are a company they would like to do business with, it can help keep your insurance costs down, maybe even reducing them and it could provide the conditions that will allow you to access many other tendering opportunities.

 So, why bother? 

Increased profitability

 Increased reputation and profile 

 Happier, more productive workforce

Increased work opportunities

Legal compliance

Because it’s the right thing to do!

 If you would like to know more about how effective a health and safety management system can be or to discuss any other matters relating to health and safety, then please contact us via our website at www.anchorhands.co.uk

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